Terms of Service
Last updated: 2026-10-22
Draft pending legal review.
1. Acceptance
By using Cosmical you agree to these Terms and our Privacy Policy. If you do not agree, do not use the app.
2. Eligibility
You must be at least 18 (or older where the law of your jurisdiction requires) to use Cosmical.
3. The service
Cosmical is a gamified spiritual-learning app featuring an AI guide (the Acharya) and educational content drawn from classical texts and scholarly commentary.
4. Accounts
You sign in with Google and are responsible for activity on your account.
5. Subscriptions & payments
Diksha is free; Seeker is $14.99/month; Sadhana Pass is $149.99/year. Paid plans are billed via Apple In-App Purchase or our web payment processor, auto-renew until cancelled, and are managed and cancelled through your platform account (e.g., your Apple ID settings). Apple’s standard licensed-application end-user agreement applies to purchases made through the App Store.
6. Virtual items
Karma and Vidya are in-app progression items with no monetary value; they are non-transferable and non-refundable except where required by law.
7. Acceptable use
Do not misuse the service, scrape or reverse-engineer it, or use it unlawfully.
8. Intellectual property
The app, its design, and original content belong to us or our licensors. Scriptural commentary is attributed to its sources and used for educational purposes.
9. Spiritual & educational disclaimer
Cosmical provides cultural, philosophical, and spiritual education for personal reflection. It is NOT medical, psychological, financial, legal, or other professional advice, and is not a substitute for professional care. Panchang and related content is offered for cultural and reflective purposes only, not as prediction or a guarantee of outcomes.
10. AI disclaimer
The Acharya is an AI system. Its responses may be inaccurate or incomplete; use your own judgment and verify important matters independently.
11. Limitation of liability
To the maximum extent permitted by law, the service is provided “as is” and we are not liable for indirect, incidental, or consequential damages.
12. Indemnity
You agree to indemnify us against claims arising from your misuse of the service.
13. Termination
We may suspend or terminate accounts that violate these Terms. You may stop using the service at any time.
14. Governing law & disputes
These Terms are governed by the laws of the State of New York, USA, without regard to its conflict-of-law rules. Before bringing any claim, contact us at legal@cosmicalapp.com and we will try in good faith to resolve the dispute informally for thirty days. Any dispute not resolved that way must be brought exclusively in the state or federal courts located in New York County, New York, and you consent to their jurisdiction. If you are a consumer in the EEA, the UK or another jurisdiction whose law gives you non-waivable protections or the right to bring claims where you live, nothing in this section takes those away.
15. Apple
For apps obtained via the Apple App Store, Apple is a third-party beneficiary of these Terms and may enforce them. Apple has no responsibility for the app or for providing support.
16. Changes
We may update these Terms; continued use after changes means you accept them.
17. Contact
legal@cosmicalapp.com.